https://towwiththeflow.com/tags/insurance-deductible/Recent content in Insurance Deductible on Tow With The FlowHugoen-usSat, 02 May 2026 00:00:00 +0000https://towwiththeflow.com/car-accident-towing-cost-insurance-deductible-applies/Sat, 02 May 2026 00:00:00 +0000https://towwiththeflow.com/car-accident-towing-cost-insurance-deductible-applies/<blockquote> <p><strong>Quick Answer:</strong> Your collision coverage deductible typically applies to accident towing costs, but roadside assistance coverage may pay for towing without a deductible. Check your policy details immediately. Some insurers waive the deductible for total loss vehicles or cover towing separately under different policy sections.</p> </blockquote> <h2 id="what-to-do">What To Do</h2> <ol> <li> <p><strong>Call your insurance company first</strong> before authorizing any towing. Get claim number and towing authorization.</p> </li> <li> <p><strong>Ask the adjuster specifically</strong> if towing falls under collision coverage (has deductible) or roadside assistance (usually no deductible).</p>