Quick Answer: GEICO typically covers towing 4 times per year with their Emergency Road Service (ERS) coverage. Each service call has a maximum benefit amount, usually around $100 per incident. Coverage resets annually on your policy renewal date.
What To Do
- Check your policy documents or GEICO app to confirm your exact ERS coverage details
- Call GEICO at 1-800-424-3426 if you need immediate towing service
- Stay with your vehicle until the tow truck arrives if it’s safe to do so
- Keep receipts if you pay out of pocket and need reimbursement later
- Ask the tow operator about costs upfront if your coverage limit might be exceeded
Photo: Pexels
Coverage Details
GEICO’s Emergency Road Service includes:
- 4 service calls per policy year (not calendar year)
- Up to $100 per service call in most states
- 15-mile towing radius typically covered
- Additional services like jump starts, flat tire changes, lockout assistance
Your policy year runs from your renewal date, not January 1st. If you’ve used all 4 calls, you’ll pay out of pocket until your policy renews.
What It Might Cost
- ERS coverage: Usually $15-25 per year added to your premium
- Without coverage: $75-200 per tow depending on distance and location
- Over the limit: You pay the difference if towing exceeds your $100 benefit
Photo: Pexels
Stay Safe
- Pull completely off the roadway when possible
- Turn on hazard lights immediately
- Stay inside your vehicle if traffic is heavy
- Stand away from traffic if you must exit
- Have your policy number ready when calling
Need roadside help? Visit Tow With The Flow for real answers when your car breaks down.